SME Business Cover
A bundled insurance solution designed specifically for small and medium enterprises, protecting your business assets, stock, and operations against a wide range of risks.
Get a QuoteWe facilitate placement across 30+ insurance products through our trusted partner network — from individual cover to complex corporate risk.
Please Note: CIIA does not underwrite or carry insurance risk. We are your licensed insurance advisor and intermediary, connecting you with the right products from our trusted and reputable insurance partners.
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Explore the full range of insurance and financial protection products we arrange for individuals, businesses, and institutions.
A bundled insurance solution designed specifically for small and medium enterprises, protecting your business assets, stock, and operations against a wide range of risks.
Get a QuoteProtects your business premises, stock, and equipment against fire, lightning, explosion, and other specified perils. Essential coverage for any business operating from physical premises.
Get a QuoteLegally required coverage for employers, protecting your employees in the event of work-related injuries, disability, or death. Ensures full compliance with the Work Injury Benefits Act.
Get a QuoteComprehensive protection for construction projects and contractors against damage, loss, and third-party liability arising during construction activities. Ideal for civil and building contractors.
Get a QuoteProtects your business from financial losses caused by fraudulent or dishonest acts by employees. Critical for organisations handling significant cash, stocks, or valuables.
Get a QuoteCovers your business against claims from third parties for bodily injury or property damage arising from your business operations, products, or professional advice.
Get a QuoteProtects your goods, merchandise, and cargo against loss or damage while in transit by road, rail, or within your premises. Ideal for traders, distributors, and logistics companies.
Get a QuoteCovers loss or damage to your business contents, stock, and cash following a forced break-in or attempted theft. Provides financial protection against burglary events.
Get a QuoteProtects the physical structure of your commercial property against fire, perils, and other specified risks. Essential for property owners and investors managing commercial buildings.
Get a QuoteAffordable life coverage for a defined period, providing a lump sum payment to your beneficiaries if you pass away during the policy term. Ideal for income replacement and debt protection.
Get a QuoteLifetime coverage that combines a death benefit with a savings component that grows over time. Provides long-term financial security and a legacy for your loved ones.
Get a QuoteA savings and protection plan that pays a lump sum on maturity or death — whichever comes first. Excellent for long-term financial planning and wealth accumulation goals.
Get a QuoteGuarantees your child's education funding regardless of what happens to you. A structured savings plan that ensures school and university fees are secured for your children's future.
Get a QuoteProvides an immediate cash payment to cover funeral and last expense costs upon the death of the insured. Relieves the financial burden on families during a difficult time.
Get a QuoteThe minimum legally required motor insurance in Kenya. Covers your liability for injury to third parties and damage to their property arising from use of your vehicle.
Get a QuoteExtends Third Party cover to also include loss or damage to your own vehicle caused by fire or theft. Provides greater protection at an affordable premium.
Get a QuoteThe most complete motor insurance — covering your vehicle against accidental damage, theft, fire, and third-party liability. Full protection for your vehicle investment.
Get a QuoteProtects goods in transit by sea, air, or road against loss, damage, or theft. Essential for importers, exporters, and businesses involved in international or domestic cargo movement.
Get a QuoteIndividual medical insurance that covers hospitalization, outpatient visits, specialist consultations, and more. Access quality healthcare without the financial worry.
Get a QuoteComprehensive healthcare coverage for your entire family under a single policy. Ensures your spouse and children have access to quality medical care whenever they need it.
Get a QuoteGroup medical insurance for businesses and organizations. Attracts and retains talent while ensuring your entire workforce has access to quality healthcare benefits.
Get a QuoteProvides financial compensation for accidental bodily injury resulting in death, permanent disability, or temporary disablement. Protects your income when you cannot work.
Get a QuoteCovers all employees of an organization against accidental death, disability, and medical expenses arising from accidents. A cost-effective solution for employee welfare.
Get a QuoteProtects your home and household contents against fire, theft, flood, and other covered losses. Ideal for homeowners and tenants who want reassurance for their biggest asset.
Get a QuoteKeeps you covered against third-party liabilities, own damage, and unforeseen road risks while giving you peace of mind on the road.
Get a QuoteCovers medical emergencies, evacuation, and trip disruption while travelling locally or overseas. A smart safeguard for every trip.
Get a QuoteProvides financial support in the event of accidental injury, disability, or death, helping you and your loved ones stay secure.
Get a QuoteA cornerstone employee benefit that supports health, wellbeing, and talent retention by giving your team access to quality care.
Get a QuoteProvides financial protection for employees and their families, helping organisations offer a meaningful safety net beyond salary.
Get a QuoteHelps employers structure retirement savings plans that support staff welfare and improve long-term retention.
Get a QuoteOffers employees protection against accidental death, disability, and injury-related costs while strengthening your benefits package.
Get a QuoteProtects businesses against data breach costs, cyber extortion, legal fees, and business interruption caused by digital threats.
Get a QuoteCovers professionals against claims arising from advice, negligence, or errors in service delivery.
Get a QuoteProtects senior leadership from claims relating to management decisions, governance, and board-level responsibilities.
Get a QuoteCovers projects and sites against damage, theft, and unexpected losses while construction is underway.
Get a QuoteProtects farmers against losses to standing crops caused by drought, flood, pests, disease, and other named perils. Helps farmers recover and replant after crop failures.
Get a QuoteCovers livestock — cattle, goats, sheep, and poultry — against death or theft. Provides financial protection for farmers and pastoralists who depend on animals for their livelihood.
Get a QuoteComprehensive protection for greenhouse structures, equipment, and the crops inside against fire, storm, flooding, and other perils. Ideal for horticultural businesses and flower farms.
Get a QuoteA financial guarantee required during procurement and tendering processes, assuring the project owner that the bidder will honour the contract if awarded. Strengthens your tender submissions.
Enquire NowSurety bonds required by immigration authorities to guarantee an individual's compliance with immigration laws and conditions. We facilitate quick and compliant bond issuance.
Enquire NowGuarantees required by Kenya Revenue Authority for importers and clearing agents. Ensures compliance with customs regulations and facilitates smooth clearance of goods.
Enquire NowUSD-denominated investment funds that provide an opportunity to grow your savings while hedging against local currency depreciation. Suitable for investors with a medium to long-term horizon.
Enquire NowLow-risk investment funds offering competitive returns on your savings with high liquidity. Ideal for parking short-term funds while earning better returns than a regular savings account.
Enquire NowInvestment funds that participate in stock market growth, offering the potential for higher long-term returns. Managed by experienced fund managers within our partner network.
Enquire NowTalk to one of our advisors. We have access to a wide network of insurance partners and can arrange almost any type of cover you need.