/* =====================================================
   CIIA - Cerub Insurance & Investment Agency
   Premium Corporate Glassmorphism Design System
   ===================================================== */

@import url("https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,450;0,9..40,500;0,9..40,600;1,9..40,300&display=swap");

/* =====================================================
   CSS VARIABLES
   ===================================================== */
:root {
  --primary-orange: #f15d30;
  --primary-green: #0b9543;
  --accent-pink: #d91b5c;
  --dark-text: #231f20;
  --light-bg: #f8f6f3;
  --white: #ffffff;
  --glass-bg: rgba(255, 255, 255, 0.12);
  --glass-border: rgba(255, 255, 255, 0.25);
  --glass-shadow: rgba(0, 0, 0, 0.15);
  --overlay-dark: rgba(35, 31, 32, 0.72);
  --gradient-hero: linear-gradient(
    135deg,
    #0d1f0f 0%,
    #1a3a2a 40%,
    #0b9543 100%
  );
  --gradient-orange: linear-gradient(135deg, #f15d30, #e8431a);
  --gradient-green: linear-gradient(135deg, #0b9543, #07722f);
  --gradient-pink: linear-gradient(135deg, #d91b5c, #b01248);
  --gradient-cta: linear-gradient(
    135deg,
    #0d1f0f 0%,
    #1a1228 50%,
    #3a0a1e 100%
  );
  --font-display: "Cormorant Garamond", Georgia, serif;
  --font-body: "DM Sans", "Helvetica Neue", sans-serif;
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 40px;
  --transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --shadow-sm: 0 4px 20px rgba(0, 0, 0, 0.08);
  --shadow-md: 0 8px 40px rgba(0, 0, 0, 0.12);
  --shadow-lg: 0 20px 60px rgba(0, 0, 0, 0.18);
  --shadow-glass:
    0 8px 32px rgba(0, 0, 0, 0.2), inset 0 1px 0 rgba(255, 255, 255, 0.3);
}

/* =====================================================
   RESET & BASE
   ===================================================== */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  overflow-x: hidden;
}

body {
  font-family: var(--font-body);
  font-weight: 450;
  color: var(--dark-text);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

ul {
  list-style: none;
}

/* =====================================================
   TYPOGRAPHY
   ===================================================== */
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.2;
  color: var(--dark-text);
}

h1 {
  font-size: clamp(2.2rem, 5vw, 4rem);
}
h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
}
h3 {
  font-size: clamp(1.3rem, 2.5vw, 1.8rem);
}
h4 {
  font-size: 1.2rem;
}
h5 {
  font-size: 1rem;
}

p {
  font-size: 1rem;
  color: #444;
  line-height: 1.75;
}

.section-eyebrow {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--primary-orange);
  display: block;
  margin-bottom: 0.75rem;
}

.section-title {
  font-family: var(--font-display);
  margin-bottom: 1.25rem;
}

.section-subtitle {
  font-size: 1.05rem;
  color: #555;
  max-width: 560px;
}

/* =====================================================
   UTILITY CLASSES
   ===================================================== */
.section-padding {
  padding: 100px 0;
}
.section-padding-sm {
  padding: 60px 0;
}
.bg-light-warm {
  background: var(--light-bg);
}
.bg-dark {
  background: var(--dark-text);
}
.text-orange {
  color: var(--primary-orange);
}
.text-green {
  color: var(--primary-green);
}
.text-pink {
  color: var(--accent-pink);
}
.text-white {
  color: var(--white) !important;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
}

.quick-contact-strip {
  background: var(--dark-text);
  padding: 0;
}

.quick-contact-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  border-left: 1px solid rgba(255, 255, 255, 0.08);
}

.quick-contact-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 24px 28px;
  border-right: 1px solid rgba(255, 255, 255, 0.08);
  transition: var(--transition);
}

.quick-contact-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

.quick-contact-icon--orange {
  background: rgba(241, 93, 48, 0.2);
  color: var(--primary-orange);
}

.quick-contact-icon--green {
  background: rgba(11, 149, 67, 0.2);
  color: var(--primary-green);
}

.quick-contact-icon--pink {
  background: rgba(217, 27, 92, 0.2);
  color: var(--accent-pink);
}

.quick-contact-label {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.35);
  font-weight: 600;
  margin-bottom: 3px;
}

.quick-contact-value {
  color: white;
  font-weight: 600;
  font-size: 0.95rem;
}

@media (max-width: 900px) {
  .quick-contact-grid {
    grid-template-columns: 1fr;
    border-left: 0;
  }

  .quick-contact-item {
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    padding: 18px 20px;
  }

  .quick-contact-item:last-child {
    border-bottom: 0;
  }
}

@media (max-width: 576px) {
  .quick-contact-item {
    align-items: flex-start;
    gap: 12px;
    padding: 16px 16px;
  }

  .quick-contact-icon {
    width: 40px;
    height: 40px;
    font-size: 0.95rem;
  }

  .quick-contact-value {
    font-size: 0.9rem;
  }
}

.row {
  margin-left: 0 !important;
  margin-right: 0 !important;
}

.row > [class*="col-"] {
  padding-left: 0 !important;
  padding-right: 0 !important;
}

/* =====================================================
   BUTTONS
   ===================================================== */
.btn-primary-ciia {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--gradient-orange);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 14px 32px;
  border-radius: 60px;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  box-shadow: 0 4px 20px rgba(241, 93, 48, 0.35);
  text-transform: uppercase;
}

.btn-primary-ciia:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(241, 93, 48, 0.5);
  color: var(--white);
}

.btn-secondary-ciia {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: transparent;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 13px 30px;
  border-radius: 60px;
  border: 2px solid rgba(255, 255, 255, 0.5);
  cursor: pointer;
  transition: var(--transition);
  backdrop-filter: blur(8px);
  text-transform: uppercase;
}

.btn-secondary-ciia:hover {
  background: rgba(255, 255, 255, 0.15);
  border-color: rgba(255, 255, 255, 0.8);
  transform: translateY(-2px);
  color: var(--white);
}

.btn-outline-green {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--primary-green);
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 10px 24px;
  border-radius: 60px;
  border: 2px solid var(--primary-green);
  cursor: pointer;
  transition: var(--transition);
  text-transform: uppercase;
}

.btn-outline-green:hover {
  background: var(--primary-green);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(11, 149, 67, 0.3);
}

.btn-green {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gradient-green);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 14px 32px;
  border-radius: 60px;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  box-shadow: 0 4px 20px rgba(11, 149, 67, 0.35);
  text-transform: uppercase;
}

.btn-green:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(11, 149, 67, 0.5);
  color: var(--white);
}

/* =====================================================
   NAVIGATION
   ===================================================== */
.navbar-ciia {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 20px 0;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.navbar-ciia.scrolled {
  background: rgba(20, 40, 25, 0.95);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  padding: 12px 0;
  box-shadow: 0 4px 30px rgba(0, 0, 0, 0.2);
}

.navbar-ciia .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  width: 100%;
  max-width: 1320px;
  padding-left: 16px;
  padding-right: 16px;
}

/* Logo */
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  min-width: 0;
  flex: 1 1 auto;
}

.nav-logo-icon {
  width: 150px;
  display: block;
  object-fit: contain;
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
  flex-shrink: 0;
  padding: 4px;
}

.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
  min-width: 0;
  flex: 1 1 auto;
}

.nav-logo-text .logo-main {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  color: white;
  letter-spacing: 0.02em;
}

.nav-logo-text .logo-sub {
  font-family: var(--font-body);
  font-size: 0.62rem;
  font-weight: 400;
  color: rgba(255, 255, 255, 0.65);
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

/* Nav Links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
  margin: 0;
  padding: 0;
}

.nav-links li a,
.nav-links li .nav-link {
  font-family: var(--font-body);
  font-size: 0.82rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.85);
  padding: 8px 14px;
  border-radius: 6px;
  letter-spacing: 0.03em;
  transition: var(--transition);
  cursor: pointer;
  background: none;
  border: none;
}

.nav-links li a:hover,
.nav-links li .nav-link:hover,
.nav-links li a.active {
  color: white;
  background: rgba(255, 255, 255, 0.12);
}

/* Dropdown */
.dropdown {
  position: relative;
}

.dropdown-menu-ciia {
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%) translateY(-10px);
  background: rgba(15, 30, 20, 0.96);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  padding: 16px;
  min-width: 260px;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.4);
  z-index: 100;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px;
}

.dropdown:hover .dropdown-menu-ciia {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.dropdown-item-ciia {
  font-family: var(--font-body);
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.75);
  padding: 8px 12px;
  border-radius: 6px;
  transition: var(--transition);
  display: block;
  white-space: nowrap;
}

.dropdown-item-ciia:hover {
  background: rgba(241, 93, 48, 0.2);
  color: white;
}

/* Nav CTA */
.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

.nav-cta .btn-primary-ciia {
  padding: 10px 22px;
  font-size: 0.78rem;
}

.nav-cta .btn-primary-ciia:hover {
  background: var(--gradient-pink);
  box-shadow: 0 8px 30px rgba(217, 27, 92, 0.45);
}

/* Mobile Toggle */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
  padding: 5px;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: white;
  border-radius: 2px;
  transition: var(--transition);
}

.nav-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}
.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}
.nav-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* Mobile Nav */
.nav-mobile {
  position: fixed;
  top: 0;
  right: 0;
  width: min(340px, 88vw);
  max-width: 340px;
  height: 100vh;
  box-sizing: border-box;
  background: rgba(12, 25, 16, 0.98);
  backdrop-filter: blur(20px);
  z-index: 999;
  padding: 88px 18px 32px;
  transform: translateX(100%);
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  overflow-y: auto;
  overflow-x: hidden;
}

.nav-mobile.open {
  transform: translateX(0);
}

.nav-mobile-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
  z-index: 998;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
}

.nav-mobile-overlay.open {
  opacity: 1;
  visibility: visible;
}

.nav-mobile a {
  display: block;
  color: rgba(255, 255, 255, 0.85);
  font-size: 1rem;
  font-weight: 500;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  transition: var(--transition);
}

.nav-mobile a:hover {
  color: var(--primary-orange);
  padding-left: 8px;
}

.nav-mobile .btn-primary-ciia {
  display: inline-flex;
  justify-content: center;
  width: 100%;
  padding-left: 0;
  padding-right: 0;
}

.nav-mobile .mobile-section-title {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255, 255, 255, 0.35);
  margin-top: 20px;
  margin-bottom: 8px;
  font-weight: 600;
}

/* =====================================================
   HERO SECTION
   ===================================================== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--gradient-hero);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(
      ellipse 60% 50% at 80% 50%,
      rgba(241, 93, 48, 0.12) 0%,
      transparent 70%
    ),
    radial-gradient(
      ellipse 40% 60% at 20% 80%,
      rgba(11, 149, 67, 0.15) 0%,
      transparent 70%
    );
  pointer-events: none;
}

.hero-grid-overlay {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 2;
  padding: 140px 0 100px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(10px);
  border-radius: 40px;
  padding: 8px 18px;
  font-size: 0.75rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 28px;
}

.hero-badge .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--primary-green);
  animation: pulse-green 2s infinite;
}

@keyframes pulse-green {
  0%,
  100% {
    opacity: 1;
    transform: scale(1);
  }
  50% {
    opacity: 0.6;
    transform: scale(1.3);
  }
}

@keyframes pulse-pink {
  0%,
  100% {
    opacity: 1;
    transform: scale(1);
  }
  50% {
    opacity: 0.6;
    transform: scale(1.3);
  }
}

.hero-feature-tag:nth-child(2n) {
  border-color: rgba(217, 27, 92, 0.25);
}

.hero-feature-tag:nth-child(2n) .icon {
  color: var(--accent-pink);
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.6rem, 5.5vw, 4.4rem);
  font-weight: 700;
  color: white;
  line-height: 1.1;
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}

.hero-title em {
  font-style: italic;
  color: var(--primary-orange);
}

.hero-subtitle {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.75);
  max-width: 520px;
  line-height: 1.75;
  margin-bottom: 40px;
}

.hero-cta {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 60px;
}

.hero-features {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.hero-feature-tag {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 40px;
  padding: 7px 16px;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.8);
  font-weight: 500;
  backdrop-filter: blur(8px);
}

.hero-feature-tag .icon {
  width: 18px;
  height: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-orange);
  font-size: 0.85rem;
}

/* Hero Visual Side */
.hero-visual {
  position: relative;
  z-index: 2;
}

.hero-card-float {
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-glass);
}

.hero-stat-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 16px;
}

.hero-stat-item {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-sm);
  padding: 16px;
  text-align: center;
}

.hero-stat-num {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: white;
  line-height: 1;
}

.hero-stat-label {
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.6);
  margin-top: 4px;
  font-weight: 500;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.hero-partners-label {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255, 255, 255, 0.4);
  margin-bottom: 12px;
  font-weight: 600;
}

.hero-partner-logos {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.partner-chip {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 6px;
  padding: 6px 12px;
  font-size: 0.7rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.7);
  letter-spacing: 0.05em;
}

/* Floating elements */
.float-badge {
  position: absolute;
  background: white;
  border-radius: var(--radius-md);
  padding: 14px 20px;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--dark-text);
  animation: float 4s ease-in-out infinite;
}

.float-badge-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
}

.float-badge.top-right {
  top: -20px;
  right: -30px;
  animation-delay: 0s;
}

.float-badge.bottom-left {
  bottom: 20px;
  left: -30px;
  animation-delay: 1.5s;
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

/* Scroll indicator */
.scroll-indicator {
  position: absolute;
  bottom: 40px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 500;
  animation: bounce 2s infinite;
}

.scroll-indicator svg {
  width: 20px;
  height: 20px;
}

@keyframes bounce {
  0%,
  100% {
    transform: translateX(-50%) translateY(0);
  }
  50% {
    transform: translateX(-50%) translateY(8px);
  }
}

/* =====================================================
   STATS BAR
   ===================================================== */
.stats-bar {
  background: var(--dark-text);
  padding: 0;
}

.stats-bar-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-left: 1px solid rgba(255, 255, 255, 0.08);
}

.stat-bar-item {
  padding: 36px 30px;
  border-right: 1px solid rgba(255, 255, 255, 0.08);
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}

.stat-bar-item::before {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gradient-orange);
  transform: scaleX(0);
  transition: transform 0.4s ease;
}

.stat-bar-item:nth-child(even)::before {
  background: var(--gradient-pink);
}

.stat-bar-item:hover::before {
  transform: scaleX(1);
}

.stat-bar-num {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 700;
  color: white;
  line-height: 1;
  display: flex;
  align-items: baseline;
  gap: 4px;
}

.stat-bar-num .suffix {
  font-size: 1.2rem;
  color: var(--primary-orange);
}

.stat-bar-label {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 6px;
  font-weight: 400;
  letter-spacing: 0.03em;
}

/* =====================================================
   ABOUT PREVIEW (WHY CIIA)
   ===================================================== */
.about-preview {
  padding: 100px 0;
}

.pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 50px;
}

.pillar-card {
  background: var(--white);
  border: 1px solid rgba(0, 0, 0, 0.07);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  position: relative;
  overflow: hidden;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
}

.pillar-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gradient-orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.pillar-card:nth-child(2)::before {
  background: var(--gradient-green);
}

.pillar-card:nth-child(3)::before {
  background: var(--gradient-pink);
}

.pillar-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.pillar-card:hover::before {
  transform: scaleX(1);
}

.pillar-icon {
  width: 60px;
  height: 60px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 24px;
}

.pillar-icon.orange {
  background: rgba(241, 93, 48, 0.1);
  color: var(--primary-orange);
}
.pillar-icon.green {
  background: rgba(11, 149, 67, 0.1);
  color: var(--primary-green);
}
.pillar-icon.pink {
  background: rgba(217, 27, 92, 0.1);
  color: var(--accent-pink);
}

.pillar-card h3 {
  font-size: 1.3rem;
  margin-bottom: 12px;
}

.pillar-card p {
  font-size: 0.92rem;
  line-height: 1.7;
  color: #4a4a4a;
}

/* =====================================================
   INSURANCE CATEGORIES
   ===================================================== */
.insurance-cats {
  background: var(--light-bg);
  padding: 100px 0;
}

.cats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 50px;
}

.cat-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 4/3;
  cursor: pointer;
  group: true;
}

.cat-card-bg {
  position: absolute;
  inset: 0;
  transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.cat-card-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.cat-card:hover .cat-card-bg {
  transform: scale(1.05);
}

.cat-card-bg.bg1 {
  background: linear-gradient(135deg, #1a3a2a, #0b9543);
}
.cat-card-bg.bg2 {
  background: linear-gradient(135deg, #2a1a12, #f15d30);
}
.cat-card-bg.bg3 {
  background: linear-gradient(135deg, #1a1222, #d91b5c);
}
.cat-card-bg.bg4 {
  background: linear-gradient(135deg, #0d1f2a, #1e6fa8);
}
.cat-card-bg.bg5 {
  background: linear-gradient(135deg, #1a2a12, #5e9c1e);
}
.cat-card-bg.bg6 {
  background: linear-gradient(135deg, #1a1a2a, #7c4dff);
}

.cat-card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to top,
    rgba(0, 0, 0, 0.8) 0%,
    rgba(0, 0, 0, 0.1) 60%
  );
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 28px;
  transition: var(--transition);
}

.cat-card:hover .cat-card-overlay {
  background: linear-gradient(
    to top,
    rgba(0, 0, 0, 0.9) 0%,
    rgba(0, 0, 0, 0.3) 60%
  );
}

.cat-card-label {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  color: white;
  margin-bottom: 6px;
}

.cat-card-desc {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.5;
  transform: translateY(10px);
  opacity: 0;
  transition: var(--transition);
}

.cat-card:hover .cat-card-desc {
  transform: translateY(0);
  opacity: 1;
}

.cat-card-arrow {
  position: absolute;
  top: 20px;
  right: 20px;
  width: 36px;
  height: 36px;
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 0.85rem;
  backdrop-filter: blur(8px);
  opacity: 0;
  transform: scale(0.8);
  transition: var(--transition);
}

.cat-card:hover .cat-card-arrow {
  opacity: 1;
  transform: scale(1);
}

/* =====================================================
   PARTNER LOGO MARQUEE
   ===================================================== */
.partner-logos-section {
  padding: 40px 0 100px;
  background: var(--light-bg);
}

.partner-logos-marquee {
  overflow: hidden;
  position: relative;
  padding: 20px 0;
}

.partner-logos-marquee::before,
.partner-logos-marquee::after {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  width: 80px;
  z-index: 2;
  pointer-events: none;
}

.partner-logos-marquee::before {
  left: 0;
  background: linear-gradient(90deg, var(--light-bg) 0%, transparent 100%);
}

.partner-logos-marquee::after {
  right: 0;
  background: linear-gradient(270deg, var(--light-bg) 0%, transparent 100%);
}

.partner-logos-track {
  display: flex;
  width: max-content;
  gap: 20px;
  will-change: transform;
  animation: partner-logo-scroll 12s linear infinite;
}

.partner-logo-item {
  flex: 0 0 220px;
  min-height: 110px;
  padding: 18px 20px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: center;
  justify-content: center;
}

.partner-logo-item img {
  max-width: 100%;
  max-height: 120px;
  object-fit: contain;
  filter: grayscale(0.05);
}

@keyframes partner-logo-scroll {
  from {
    transform: translate3d(0, 0, 0);
  }
  to {
    transform: translate3d(-50%, 0, 0);
  }
}

/* =====================================================
   HOW IT WORKS
   ===================================================== */
.how-it-works {
  padding: 100px 0;
  background: white;
}

.steps-container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
  margin-top: 60px;
}

.steps-container::before {
  content: "";
  position: absolute;
  top: 38px;
  left: calc(12.5% + 20px);
  right: calc(12.5% + 20px);
  height: 2px;
  background: linear-gradient(
    90deg,
    var(--primary-orange),
    var(--primary-green)
  );
  z-index: 0;
}

.step-item {
  text-align: center;
  padding: 0 20px;
  position: relative;
  z-index: 1;
}

.step-num {
  width: 76px;
  height: 76px;
  border-radius: 50%;
  background: white;
  border: 3px solid transparent;
  background-clip: padding-box;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  position: relative;
  transition: var(--transition);
}

.step-num::before {
  content: "";
  position: absolute;
  inset: -3px;
  border-radius: 50%;
  background: var(--gradient-orange);
  z-index: -1;
}

.step-num span {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--primary-orange);
}

.step-item:hover .step-num {
  transform: scale(1.08);
  box-shadow: 0 8px 24px rgba(241, 93, 48, 0.3);
}

.step-item h4 {
  font-size: 1rem;
  margin-bottom: 10px;
  font-weight: 700;
  color: var(--dark-text);
}

.step-item p {
  font-size: 0.85rem;
  line-height: 1.65;
  color: #777;
}

/* =====================================================
   WHY CHOOSE CIIA
   ===================================================== */
.why-ciia {
  background: var(--gradient-hero);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.why-ciia::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(
    ellipse 50% 60% at 90% 50%,
    rgba(241, 93, 48, 0.08) 0%,
    transparent 70%
  );
  pointer-events: none;
}

.why-ciia .section-eyebrow {
  color: rgba(255, 255, 255, 0.6);
}
.why-ciia .section-title {
  color: white;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 50px;
}

.why-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: var(--transition);
}

.why-card:hover {
  background: rgba(255, 255, 255, 0.18);
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.2);
}

.why-card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background: var(--gradient-orange);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 20px;
  box-shadow: 0 4px 15px rgba(241, 93, 48, 0.4);
}

.why-card:nth-child(3n) .why-card-icon {
  background: var(--gradient-pink);
  box-shadow: 0 4px 15px rgba(217, 27, 92, 0.4);
}

.why-card:nth-child(3n-1) .why-card-icon {
  background: var(--gradient-green);
  box-shadow: 0 4px 15px rgba(11, 149, 67, 0.4);
}

.why-card h4 {
  color: white;
  font-size: 1.05rem;
  margin-bottom: 10px;
}

.why-card p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.875rem;
  line-height: 1.7;
}

/* =====================================================
   TESTIMONIALS
   ===================================================== */
.testimonials {
  padding: 100px 0;
  background: var(--light-bg);
}

.testimonials-slider {
  position: relative;
  overflow: hidden;
  margin-top: 50px;
}

.testimonials-track {
  display: flex;
  transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.testimonial-slide {
  min-width: 100%;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(0, 0, 0, 0.06);
  position: relative;
  transition: var(--transition);
}

.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.testimonial-quote {
  font-size: 2.5rem;
  line-height: 1;
  color: var(--primary-orange);
  opacity: 0.3;
  margin-bottom: 16px;
  font-family: Georgia, serif;
}

.testimonial-text {
  font-size: 0.92rem;
  line-height: 1.75;
  color: #555;
  margin-bottom: 24px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}

.testimonial-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--gradient-green);
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}

.testimonial-author-info .name {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--dark-text);
}

.testimonial-author-info .role {
  font-size: 0.78rem;
  color: #888;
  margin-top: 2px;
}

.testimonial-stars {
  color: #fbbf24;
  font-size: 0.85rem;
  margin-bottom: 12px;
}

.testimonial-card:nth-child(3n) .testimonial-quote {
  color: var(--accent-pink);
}

.testimonial-card:nth-child(2n) .testimonial-quote {
  color: var(--primary-green);
}

/* Slider Controls */
.slider-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-top: 40px;
}

.slider-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: white;
  border: 2px solid rgba(0, 0, 0, 0.1);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  color: var(--dark-text);
  font-size: 1rem;
}

.slider-btn:hover {
  background: var(--primary-orange);
  border-color: var(--primary-orange);
  color: white;
}

.slider-dots {
  display: flex;
  gap: 8px;
}

.slider-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: rgba(0, 0, 0, 0.15);
  cursor: pointer;
  transition: var(--transition);
  border: none;
}

.slider-dot.active {
  background: var(--primary-orange);
  width: 24px;
  border-radius: 4px;
}

/* =====================================================
   INSIGHTS PREVIEW
   ===================================================== */
.insights-preview {
  padding: 100px 0;
}

.insights-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 24px;
  margin-top: 50px;
}

.insight-card {
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(0, 0, 0, 0.07);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.insight-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.insight-card-img {
  height: 200px;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 4rem;
}

.insight-card-img.featured {
  height: 280px;
}
.insight-card-img.bg-a {
  background: linear-gradient(135deg, #1a3a2a, #0b9543);
}
.insight-card-img.bg-b {
  background: linear-gradient(135deg, #2a1a12, #f15d30);
}
.insight-card-img.bg-c {
  background: linear-gradient(135deg, #1a1222, #d91b5c);
}

.insight-cat-tag {
  position: absolute;
  top: 16px;
  left: 16px;
  background: var(--primary-orange);
  color: white;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 5px 12px;
  border-radius: 20px;
}

.insight-card-body {
  padding: 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.insight-meta {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 0.75rem;
  color: #999;
  margin-bottom: 12px;
  font-weight: 500;
}

.insight-meta span {
  display: flex;
  align-items: center;
  gap: 5px;
}

.insight-card-body h3 {
  font-size: 1.05rem;
  margin-bottom: 10px;
  line-height: 1.35;
  transition: color 0.2s;
}

.insight-card:hover .insight-card-body h3 {
  color: var(--primary-orange);
}

.insight-card-body p {
  font-size: 0.85rem;
  color: #4a4a4a;
  line-height: 1.65;
  flex: 1;
}

.insight-read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--primary-green);
  margin-top: 16px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  transition: gap 0.2s;
}

.insight-card:hover .insight-read-more {
  gap: 10px;
}

/* =====================================================
   CONTACT CTA SECTION
   ===================================================== */
.contact-cta {
  padding: 100px 0;
  background: var(--light-bg);
}

.cta-box {
  background: var(--gradient-cta);
  border-radius: var(--radius-xl);
  padding: 80px 60px;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.cta-box::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(
      ellipse 50% 70% at 80% 50%,
      rgba(217, 27, 92, 0.18) 0%,
      transparent 70%
    ),
    radial-gradient(
      ellipse 40% 60% at 20% 80%,
      rgba(11, 149, 67, 0.1) 0%,
      transparent 70%
    );
  pointer-events: none;
}

.cta-box h2 {
  color: white;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  margin-bottom: 16px;
  position: relative;
}

.cta-box p {
  color: rgba(255, 255, 255, 0.7);
  max-width: 520px;
  margin: 0 auto 40px;
  position: relative;
}

.cta-box .cta-buttons {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  position: relative;
}

/* =====================================================
   FOOTER
   ===================================================== */
.footer {
  background: #0d1a10;
  padding: 80px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.3fr;
  gap: 40px;
  padding-bottom: 60px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-brand .nav-logo {
  margin-bottom: 20px;
}

.footer-brand p {
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.875rem;
  line-height: 1.7;
  max-width: 280px;
  margin-bottom: 24px;
}

.footer-social {
  display: flex;
  gap: 10px;
}

.social-btn {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.9rem;
  transition: var(--transition);
  cursor: pointer;
}

.social-btn:hover {
  background: var(--primary-orange);
  border-color: var(--primary-orange);
  color: white;
}

.social-btn:nth-child(2):hover,
.social-btn:nth-child(4):hover {
  background: var(--accent-pink);
  border-color: var(--accent-pink);
}

.footer-col h5 {
  color: white;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 20px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.875rem;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}

.footer-links a:hover {
  color: var(--primary-orange);
  padding-left: 4px;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.875rem;
  margin-bottom: 14px;
  line-height: 1.5;
}

.footer-contact-item .icon {
  color: var(--primary-orange);
  margin-top: 2px;
  flex-shrink: 0;
  font-size: 0.9rem;
}

.footer-newsletter input {
  width: 100%;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  padding: 12px 16px;
  color: white;
  font-size: 0.85rem;
  font-family: var(--font-body);
  margin-bottom: 10px;
  outline: none;
  transition: var(--transition);
}

.footer-newsletter input:focus {
  border-color: var(--accent-pink);
  background: rgba(255, 255, 255, 0.1);
}

.footer-newsletter input::placeholder {
  color: rgba(255, 255, 255, 0.3);
}

.footer-newsletter button {
  width: 100%;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 0;
}

.footer-bottom p {
  color: rgba(255, 255, 255, 0.3);
  font-size: 0.8rem;
}

.footer-bottom .ira-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(11, 149, 67, 0.15);
  border: 1px solid rgba(11, 149, 67, 0.3);
  border-radius: 20px;
  padding: 6px 14px;
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(11, 149, 67, 0.9);
  letter-spacing: 0.05em;
}

/* =====================================================
   PAGE HERO (INNER PAGES)
   ===================================================== */
.page-hero {
  background: var(--gradient-hero);
  padding: 160px 0 80px;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.02) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.page-hero .eyebrow {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 16px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}

.page-hero .eyebrow::before {
  content: "";
  display: block;
  width: 30px;
  height: 2px;
  background: var(--accent-pink);
}

.page-hero h1 {
  color: white;
  margin-bottom: 16px;
}

.page-hero p {
  color: rgba(255, 255, 255, 0.65);
  max-width: 540px;
  font-size: 1.05rem;
}

.breadcrumb-ciia {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: 24px;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.4);
}

.breadcrumb-ciia a {
  color: rgba(255, 255, 255, 0.6);
}

.breadcrumb-ciia a:hover {
  color: var(--primary-orange);
}
.breadcrumb-ciia .sep {
  color: rgba(255, 255, 255, 0.25);
}
.breadcrumb-ciia .current {
  color: var(--primary-orange);
}

/* =====================================================
   ABOUT PAGE
   ===================================================== */
.about-overview {
  padding: 100px 0;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-visual {
  position: relative;
}

.about-visual-box {
  background: var(--gradient-hero);
  border-radius: var(--radius-xl);
  aspect-ratio: 4/5;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 6rem;
  position: relative;
  overflow: hidden;
}

.about-visual-box::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    ellipse at 30% 70%,
    rgba(241, 93, 48, 0.2),
    transparent 60%
  );
}

.about-visual-box img,
.director-portrait img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  border-radius: inherit;
}

.about-visual-box img {
  position: relative;
  z-index: 1;
}

.about-stat-badge {
  position: absolute;
  z-index: 3;
  background: white;
  border-radius: var(--radius-md);
  padding: 20px 24px;
  box-shadow: var(--shadow-lg);
  font-family: var(--font-display);
}

.about-stat-badge.left {
  bottom: 60px;
  left: -40px;
}

.about-stat-badge.top {
  top: 60px;
  right: -40px;
}

.about-stat-badge .num {
  font-size: 2rem;
  font-weight: 700;
  color: var(--primary-orange);
  display: block;
}

.about-stat-badge .label {
  font-size: 0.72rem;
  color: #888;
  font-family: var(--font-body);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.about-content .section-eyebrow {
  margin-bottom: 12px;
}
.about-content .section-title {
  margin-bottom: 20px;
}

.about-content .lead {
  font-size: 1.05rem;
  line-height: 1.75;
  color: #555;
  margin-bottom: 32px;
}

.disclaimer-box {
  background: rgba(11, 149, 67, 0.06);
  border-left: 4px solid var(--accent-pink);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  padding: 20px 24px;
  font-size: 0.88rem;
  color: #555;
  line-height: 1.65;
  margin-bottom: 32px;
}

.disclaimer-box strong {
  color: var(--accent-pink);
}

/* Mission/Vision/Values */
.mvv-section {
  background: var(--light-bg);
  padding: 100px 0;
}

.mvv-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 24px;
  margin-top: 50px;
}

.mvv-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(0, 0, 0, 0.06);
}

.mvv-card .card-num {
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 700;
  color: rgba(241, 93, 48, 0.15);
  line-height: 1;
  margin-bottom: 16px;
}

.mvv-card h3 {
  font-size: 1.2rem;
  margin-bottom: 14px;
}
.mvv-card p {
  font-size: 0.9rem;
  color: #666;
}

.values-list {
  margin-top: 20px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.values-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  color: #555;
  font-weight: 500;
}

.values-list li::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--primary-green);
  flex-shrink: 0;
}

/* Director Message */
.director-section {
  padding: 100px 0;
}

.director-grid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 60px;
  align-items: start;
}

.director-portrait {
  background: var(--gradient-hero);
  border-radius: var(--radius-lg);
  aspect-ratio: 3/4;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 5rem;
  position: relative;
  overflow: visible;
}

.director-portrait img {
  overflow: hidden;
}

.director-badge {
  position: absolute;
  z-index: 2;
  bottom: -20px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary-orange);
  color: white;
  padding: 10px 24px;
  border-radius: 40px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  white-space: nowrap;
  box-shadow: 0 4px 20px rgba(241, 93, 48, 0.4);
}

.director-message h3 {
  font-size: 1.6rem;
  margin-bottom: 24px;
  color: var(--dark-text);
}

.director-message blockquote {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-style: italic;
  color: var(--primary-green);
  border-left: 4px solid var(--primary-green);
  padding-left: 24px;
  margin-bottom: 28px;
  line-height: 1.5;
}

.director-message p {
  font-size: 0.95rem;
  line-height: 1.8;
  color: #666;
  margin-bottom: 20px;
}

.director-sig {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-style: italic;
  color: var(--dark-text);
  margin-top: 32px;
  margin-bottom: 4px;
}

.director-sig-role {
  font-size: 0.8rem;
  color: #999;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

/* Timeline */
.timeline-section {
  background: var(--light-bg);
  padding: 100px 0;
}

.timeline {
  position: relative;
  max-width: 800px;
  margin: 60px auto 0;
}

.timeline::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(
    to bottom,
    var(--primary-orange),
    var(--primary-green)
  );
  transform: translateX(-50%);
}

.timeline-item {
  position: relative;
  margin-bottom: 50px;
  width: 45%;
}

.timeline-item:nth-child(odd) {
  left: 0;
  text-align: right;
  padding-right: 40px;
}

.timeline-item:nth-child(even) {
  left: 55%;
  text-align: left;
  padding-left: 40px;
}

.timeline-dot {
  position: absolute;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--primary-orange);
  border: 3px solid white;
  box-shadow: 0 0 0 3px var(--primary-orange);
  top: 8px;
}

.timeline-item:nth-child(odd) .timeline-dot {
  right: -7px;
}

.timeline-item:nth-child(even) .timeline-dot {
  left: -7px;
}

.timeline-year {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--primary-orange);
  margin-bottom: 6px;
}

.timeline-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 6px;
}

.timeline-desc {
  font-size: 0.85rem;
  color: #777;
  line-height: 1.6;
}

/* =====================================================
   SERVICES PAGE
   ===================================================== */
.services-section {
  padding: 80px 0 100px;
}

.services-filter {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 48px;
}

.filter-btn {
  padding: 9px 22px;
  border-radius: 40px;
  border: 2px solid rgba(0, 0, 0, 0.1);
  background: white;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 600;
  color: #666;
  cursor: pointer;
  transition: var(--transition);
  letter-spacing: 0.03em;
}

.filter-btn:hover {
  border-color: var(--primary-orange);
  color: var(--primary-orange);
}

.filter-btn.active {
  background: var(--primary-orange);
  border-color: var(--primary-orange);
  color: white;
  box-shadow: 0 4px 15px rgba(241, 93, 48, 0.3);
}

.insights-cats-filter .filter-btn.active {
  background: var(--accent-pink);
  border-color: var(--accent-pink);
  box-shadow: 0 4px 15px rgba(217, 27, 92, 0.3);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.service-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.07);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.service-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gradient-orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-card-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
}

.service-card-icon.orange {
  background: rgba(241, 93, 48, 0.1);
}
.service-card-icon.green {
  background: rgba(11, 149, 67, 0.1);
}
.service-card-icon.pink {
  background: rgba(217, 27, 92, 0.1);
}
.service-card-icon.blue {
  background: rgba(30, 111, 168, 0.1);
}
.service-card-icon.teal {
  background: rgba(0, 150, 136, 0.1);
}
.service-card-icon.purple {
  background: rgba(124, 77, 255, 0.1);
}

.service-card .cat-label {
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--primary-orange);
  margin-bottom: 8px;
}

.service-card h3 {
  font-size: 1.05rem;
  margin-bottom: 12px;
}

.service-card p {
  font-size: 0.875rem;
  color: #4a4a4a;
  line-height: 1.65;
  flex: 1;
  margin-bottom: 20px;
}

.service-card .learn-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--primary-green);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  transition: gap 0.2s;
  margin-top: auto;
}

.service-card:hover .learn-more {
  gap: 10px;
}

/* =====================================================
   INSIGHTS PAGE
   ===================================================== */
.insights-section {
  padding: 80px 0 100px;
}

.insights-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}

.insights-search {
  position: relative;
  flex: 1;
  max-width: 360px;
}

.insights-search input {
  width: 100%;
  padding: 12px 20px 12px 44px;
  border: 2px solid rgba(0, 0, 0, 0.1);
  border-radius: 40px;
  font-family: var(--font-body);
  font-size: 0.875rem;
  outline: none;
  transition: var(--transition);
  background: white;
}

.insights-search input:focus {
  border-color: var(--accent-pink);
}

.insights-search .search-icon {
  position: absolute;
  left: 16px;
  top: 50%;
  transform: translateY(-50%);
  color: #999;
  font-size: 0.9rem;
}

.insights-cats-filter {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 40px;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.blog-card {
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(0, 0, 0, 0.07);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.blog-card-img {
  height: 200px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3.5rem;
  position: relative;
}

.blog-card-img .bg-a {
  background: linear-gradient(135deg, #0d2a12, #0b9543);
}
.blog-card-img .bg-b {
  background: linear-gradient(135deg, #2a1a0d, #f15d30);
}
.blog-card-img .bg-c {
  background: linear-gradient(135deg, #1a0d2a, #d91b5c);
}

.blog-cat {
  position: absolute;
  bottom: 12px;
  left: 12px;
  background: rgba(0, 0, 0, 0.6);
  backdrop-filter: blur(8px);
  color: white;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 4px 12px;
  border-radius: 20px;
}

.blog-card-body {
  padding: 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.blog-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 0.75rem;
  color: #aaa;
  margin-bottom: 12px;
  font-weight: 500;
}

.blog-card-body h3 {
  font-size: 1rem;
  margin-bottom: 10px;
  line-height: 1.4;
  transition: color 0.2s;
}

.blog-card:hover .blog-card-body h3 {
  color: var(--primary-orange);
}

.blog-card-body p {
  font-size: 0.85rem;
  color: #4a4a4a;
  flex: 1;
  margin-bottom: 16px;
}

.blog-read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--primary-green);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Newsletter */
.newsletter-section {
  background: var(--gradient-hero);
  padding: 80px 0;
  margin-top: 80px;
}

.newsletter-inner {
  text-align: center;
}

.newsletter-inner h2 {
  color: white;
  margin-bottom: 12px;
}

.newsletter-inner p {
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 36px;
  max-width: 440px;
  margin-left: auto;
  margin-right: auto;
}

.newsletter-form {
  display: flex;
  max-width: 480px;
  margin: 0 auto;
  gap: 10px;
}

.newsletter-form input {
  flex: 1;
  padding: 14px 20px;
  border: none;
  border-radius: 60px;
  font-family: var(--font-body);
  font-size: 0.875rem;
  outline: none;
  background: rgba(255, 255, 255, 0.12);
  color: white;
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(8px);
}

.newsletter-form input::placeholder {
  color: rgba(255, 255, 255, 0.4);
}

.newsletter-form input:focus {
  border-color: rgba(217, 27, 92, 0.6);
  background: rgba(255, 255, 255, 0.22);
}

/* =====================================================
   CLAIMS PAGE
   ===================================================== */
.claims-section {
  padding: 80px 0 100px;
}

.claims-intro {
  background: rgba(11, 149, 67, 0.06);
  border-radius: var(--radius-lg);
  padding: 40px;
  border: 1px solid rgba(11, 149, 67, 0.15);
  margin-bottom: 60px;
}

.claims-intro p {
  font-size: 1.05rem;
  line-height: 1.8;
  color: #555;
  max-width: 700px;
}

.claims-steps {
  margin-bottom: 80px;
}

.claims-step-item {
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 28px;
  margin-bottom: 40px;
  align-items: start;
}

.claims-step-num {
  width: 80px;
  height: 80px;
  border-radius: var(--radius-md);
  background: var(--gradient-orange);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1.8rem;
  font-weight: 700;
  color: white;
  box-shadow: 0 4px 20px rgba(241, 93, 48, 0.3);
  flex-shrink: 0;
}

.claims-step-item:nth-child(even) .claims-step-num {
  background: var(--gradient-pink);
  box-shadow: 0 4px 20px rgba(217, 27, 92, 0.3);
}

.claims-step-item:nth-child(3n) .claims-step-num {
  background: var(--gradient-green);
  box-shadow: 0 4px 20px rgba(11, 149, 67, 0.3);
}

.claims-step-content h3 {
  margin-bottom: 10px;
}
.claims-step-content p {
  font-size: 0.9rem;
  color: #666;
  line-height: 1.7;
}

.claims-docs-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-bottom: 80px;
}

.doc-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.07);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
}

.doc-card h4 {
  font-size: 1rem;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.doc-card h4 .icon {
  width: 32px;
  height: 32px;
  border-radius: 6px;
  background: rgba(241, 93, 48, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}

.doc-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.doc-list li {
  font-size: 0.875rem;
  color: #666;
  display: flex;
  align-items: center;
  gap: 8px;
}

.doc-list li::before {
  content: "✓";
  color: var(--primary-green);
  font-weight: 700;
  font-size: 0.8rem;
}

/* FAQ */
.faq-section {
  margin-bottom: 80px;
}

.faq-item {
  border-bottom: 1px solid rgba(0, 0, 0, 0.08);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 0;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--dark-text);
  cursor: pointer;
  text-align: left;
  transition: var(--transition);
}

.faq-question:hover {
  color: var(--primary-orange);
}

.faq-question .icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(0, 0, 0, 0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  transition: var(--transition);
  flex-shrink: 0;
}

.faq-item.open .faq-question .icon {
  background: var(--accent-pink);
  color: white;
  transform: rotate(45deg);
}

.faq-item.open .faq-question {
  color: var(--accent-pink);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-answer-inner {
  padding: 0 0 24px;
  font-size: 0.9rem;
  color: #666;
  line-height: 1.75;
}

.faq-item.open .faq-answer {
  max-height: 300px;
}

/* =====================================================
   CONTACT PAGE
   ===================================================== */
.contact-section {
  padding: 80px 0 100px;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 60px;
  align-items: start;
}

.contact-form-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.07);
  border-radius: var(--radius-xl);
  padding: 48px;
  box-shadow: var(--shadow-md);
}

.contact-form-card h2 {
  margin-bottom: 8px;
}

.contact-form-card .lead {
  font-size: 0.95rem;
  color: #777;
  margin-bottom: 36px;
}

.consent-warning-shake {
  animation: consentShake 0.45s ease-in-out;
}

@keyframes consentShake {
  0%,
  100% {
    transform: translateX(0);
  }
  25% {
    transform: translateX(-6px);
  }
  50% {
    transform: translateX(6px);
  }
  75% {
    transform: translateX(-4px);
  }
}

.contact-form-status {
  min-height: 1.75rem;
  margin-top: 18px;
  font-size: 0.95rem;
}

.contact-form-buttons {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 12px;
  align-items: center;
  margin-top: 8px;
}

.contact-form-buttons .btn-primary-ciia,
.contact-form-buttons .btn-green {
  width: 100%;
  justify-content: center;
  padding: 16px 20px;
}

.contact-form-separator {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #666;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  padding: 0 8px;
}

@media (max-width: 840px) {
  .contact-form-buttons {
    grid-template-columns: 1fr;
  }

  .contact-form-separator {
    margin: 0 auto;
    padding: 0;
  }
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--dark-text);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 18px;
  border: 2px solid rgba(0, 0, 0, 0.1);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--dark-text);
  outline: none;
  transition: var(--transition);
  background: #fafafa;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--accent-pink);
  background: white;
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.contact-info-col {
}

.contact-info-card {
  background: var(--gradient-hero);
  border-radius: var(--radius-xl);
  padding: 40px;
  margin-bottom: 24px;
}

.contact-info-card h3 {
  color: white;
  margin-bottom: 28px;
  font-size: 1.3rem;
}

.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
  padding-bottom: 24px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.contact-info-item:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.contact-info-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: rgba(241, 93, 48, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-orange);
  font-size: 1rem;
  flex-shrink: 0;
}

.contact-info-text .label {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.4);
  font-weight: 600;
  margin-bottom: 4px;
}

.contact-info-text .value {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.5;
}

.hours-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.07);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  margin-bottom: 24px;
}

.hours-card h4 {
  font-size: 0.95rem;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.hours-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
  font-size: 0.85rem;
}

.hours-row:last-child {
  border-bottom: none;
}
.hours-row .day {
  color: #666;
}
.hours-row .time {
  font-weight: 600;
  color: var(--dark-text);
}
.hours-row .closed {
  color: #ccc;
}

.map-placeholder {
  background: var(--light-bg);
  border: 1px solid rgba(0, 0, 0, 0.07);
  border-radius: var(--radius-lg);
  height: 300px;
  overflow: hidden;
  margin-bottom: 24px;
}

.map-placeholder iframe {
  width: 100%;
  height: 100%;
  border: 0;
  display: block;
}

/* =====================================================
   SCROLL REVEAL ANIMATIONS
   ===================================================== */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition:
    opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1),
    transform 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-40px);
  transition:
    opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1),
    transform 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal-left.visible {
  opacity: 1;
  transform: translateX(0);
}

.reveal-right {
  opacity: 0;
  transform: translateX(40px);
  transition:
    opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1),
    transform 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal-right.visible {
  opacity: 1;
  transform: translateX(0);
}

/* Stagger delays */
.delay-1 {
  transition-delay: 0.1s;
}
.delay-2 {
  transition-delay: 0.2s;
}
.delay-3 {
  transition-delay: 0.3s;
}
.delay-4 {
  transition-delay: 0.4s;
}
.delay-5 {
  transition-delay: 0.5s;
}
.delay-6 {
  transition-delay: 0.6s;
}

/* =====================================================
   GLASSMORPHISM HELPERS
   ===================================================== */
.glass-card {
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(16px) saturate(180%);
  -webkit-backdrop-filter: blur(16px) saturate(180%);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-glass);
}

.glass-card-dark {
  background: rgba(13, 26, 16, 0.7);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.3);
}

/* =====================================================
   RESPONSIVE
   ===================================================== */
@media (max-width: 1100px) {
  .stats-bar-inner {
    grid-template-columns: repeat(2, 1fr);
  }
  .cats-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
  .insights-grid {
    grid-template-columns: 1fr 1fr;
  }
  .mvv-grid {
    grid-template-columns: 1fr 1fr;
  }
  .director-grid {
    grid-template-columns: 1fr 2fr;
    gap: 40px;
  }
}

@media (max-width: 768px) {
  .mvv-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .mvv-card {
    padding: 24px 20px;
  }

  .mvv-card .card-num {
    font-size: 2.8rem;
    margin-bottom: 10px;
  }

  .mvv-card h3 {
    font-size: 1.05rem;
    margin-bottom: 10px;
  }

  .mvv-card p,
  .values-list li {
    font-size: 0.86rem;
  }

  .values-list {
    gap: 6px;
  }
}

@media (max-width: 900px) {
  .pillars-grid {
    grid-template-columns: 1fr;
  }
  .steps-container {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }
  .steps-container::before {
    display: none;
  }
  .testimonial-slide {
    grid-template-columns: 1fr;
  }
  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .about-stat-badge {
    display: none;
  }
  .director-grid {
    grid-template-columns: 1fr;
  }
  .director-portrait {
    max-width: 280px;
    margin-inline: auto;
  }
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .claims-docs-grid {
    grid-template-columns: 1fr;
  }
  .blog-grid {
    grid-template-columns: 1fr 1fr;
  }
  .services-grid {
    grid-template-columns: 1fr 1fr;
  }
  .form-row {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .container {
    padding-left: 14px;
    padding-right: 14px;
  }
  .row {
    margin-left: 0 !important;
    margin-right: 0 !important;
  }
  .row > [class*="col-"] {
    padding-left: 0 !important;
    padding-right: 0 !important;
  }
  .nav-links,
  .nav-cta {
    display: none;
  }
  .navbar-ciia .container {
    padding-left: 12px;
    padding-right: 12px;
    gap: 8px;
  }
  .nav-logo {
    flex: 1 1 auto;
    min-width: 0;
  }
  .nav-logo-icon {
    width: 140px;
  }
  .nav-logo-text {
    min-width: 0;
  }
  .nav-logo-text .logo-main {
    font-size: 0.98rem;
  }
  .nav-logo-text .logo-sub {
    font-size: 0.52rem;
    letter-spacing: 0.06em;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
  }
  .nav-toggle {
    display: flex;
    flex-shrink: 0;
    margin-left: auto;
  }

  .hero-content {
    padding: 120px 0 80px;
  }
  .hero .row {
    flex-direction: column;
  }
  .hero-visual {
    display: none;
  }

  .stats-bar-inner {
    grid-template-columns: 1fr 1fr;
  }
  .cats-grid {
    grid-template-columns: 1fr 1fr;
  }
  .why-grid {
    grid-template-columns: 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-brand p {
    max-width: none;
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }

  .footer-bottom .ira-badge {
    margin-left: 0;
  }
  .testimonial-slide {
    grid-template-columns: 1fr;
  }
  .insights-grid {
    grid-template-columns: 1fr;
  }
  .blog-grid {
    grid-template-columns: 1fr;
  }
  .services-grid {
    grid-template-columns: 1fr;
  }
  .cta-box {
    padding: 50px 30px;
  }
  .section-padding {
    padding: 70px 0;
  }
  .timeline::before {
    left: 20px;
  }
  .timeline-item {
    width: 100%;
    left: 0 !important;
    text-align: left !important;
    padding-left: 50px;
    padding-right: 0;
  }
  .timeline-dot {
    left: 14px !important;
    right: auto !important;
  }
  .contact-form-card {
    padding: 30px 24px;
  }
}

/* Make specific form rows full-width on larger screens */
@media (min-width: 992px) {
  .form-row.full-width {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .stats-bar-inner {
    grid-template-columns: 1fr;
  }
  .cats-grid {
    grid-template-columns: 1fr;
  }
  .steps-container {
    grid-template-columns: 1fr;
  }
  .hero-cta {
    flex-direction: column;
    align-items: flex-start;
  }
  .newsletter-form {
    flex-direction: column;
  }
  h1 {
    font-size: 2rem;
  }
  h2 {
    font-size: 1.6rem;
  }
}